# Landlord Insurance Cost Guide in Arkansas — Average Prices & Ranges _Last updated: 2026-10-05T07:43:17Z_ > Across Arkansas, landlord insurance ranges from roughly $7,854 at the low end to $27,488 per year at the high end, with $14,693 as the usual middle. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$7,854 | | Typical | ~$14,693 | | High | ~$27,488 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$7,854 | ~$17,671 | ~$27,488 | | Best-qualified applicant scenario | ~$6,440 | ~$16,002 | ~$25,564 | | Weaker-credit scenario | ~$8,482 | ~$22,108 | ~$35,734 | | Origination and third-party fees | ~$942 | ~$4,182 | ~$7,422 | | Shorter term with higher payment | ~$8,011 | ~$20,224 | ~$32,436 | ## What Landlord Insurance typically costs Most buyers in Arkansas see landlord insurance quoted between $7,854 and $27,488 per year. The typical figure is close to $14,693, and that is the number worth writing into a budget before you request quotes. ## How to compare quotes for landlord insurance Cheapest is not the same as best value for landlord insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats. ## Getting quotes for landlord insurance For landlord insurance, three quotes is the practical minimum and five is rarely necessary. The goal is to see the market range, not to collect paperwork. ## What moves the price of landlord insurance Labour, materials and timing explain most of the gap between two quotes for landlord insurance. Access and preparation often matter as much as the headline task, so a job that needs extra setup or a second visit costs more even when the base price looks identical. ## Timing your landlord insurance Timing changes what you pay for landlord insurance. Demand peaks around holidays, seasonal deadlines and the start of the busy season, and prices follow. Booking in a quieter window is one of the few levers that lowers the figure without cutting scope. ## Frequently asked questions ### How much does landlord insurance cost? Most landlord insurance falls between $7,854 and $27,488, with a typical figure near $14,693 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. It is worth testing that against a couple of quotes in Arkansas. ### What affects the price of landlord insurance? Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Local providers in Arkansas can confirm how that applies to your area. ### Is Landlord Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. In Arkansas, that is worth confirming with a local provider before you commit. ### How many quotes should I get for landlord insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The answer can shift with the Arkansas market, so check locally. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/arkansas/tax-preparation/) - [Personal Loans](/arkansas/personal-loans/) - [Auto Loans](/arkansas/auto-loans/) - [Student Loans](/arkansas/student-loans/) - [Business Loans](/arkansas/business-loans/) - [Mortgages](/arkansas/mortgages/) - [Alabama](/alabama/landlord-insurance/) - [Alaska](/alaska/landlord-insurance/) - [Arizona](/arizona/landlord-insurance/) - [Arkansas](/arkansas/landlord-insurance/) - [California](/california/landlord-insurance/) - [Colorado](/colorado/landlord-insurance/) - [Connecticut](/connecticut/landlord-insurance/) - [Delaware](/delaware/landlord-insurance/) - [District of Columbia](/district-of-columbia/landlord-insurance/) - [Florida](/florida/landlord-insurance/) - [Georgia](/georgia/landlord-insurance/) - [Hawaii](/hawaii/landlord-insurance/) - [Idaho](/idaho/landlord-insurance/) - [Illinois](/illinois/landlord-insurance/) - [Indiana](/indiana/landlord-insurance/) - [Iowa](/iowa/landlord-insurance/) - [Kansas](/kansas/landlord-insurance/) - [Kentucky](/kentucky/landlord-insurance/) - [Louisiana](/louisiana/landlord-insurance/) - [Maine](/maine/landlord-insurance/) - [Maryland](/maryland/landlord-insurance/) - [Massachusetts](/massachusetts/landlord-insurance/) - [Michigan](/michigan/landlord-insurance/) - [Minnesota](/minnesota/landlord-insurance/) - [Mississippi](/mississippi/landlord-insurance/) - [Missouri](/missouri/landlord-insurance/) - [Montana](/montana/landlord-insurance/) - [Nebraska](/nebraska/landlord-insurance/) - [Nevada](/nevada/landlord-insurance/) - [New Hampshire](/new-hampshire/landlord-insurance/) - [New Jersey](/new-jersey/landlord-insurance/) - [New Mexico](/new-mexico/landlord-insurance/) - [New York](/new-york/landlord-insurance/) - [North Carolina](/north-carolina/landlord-insurance/) - [North Dakota](/north-dakota/landlord-insurance/) - [Ohio](/ohio/landlord-insurance/) - [Oklahoma](/oklahoma/landlord-insurance/) - [Oregon](/oregon/landlord-insurance/) - [Pennsylvania](/pennsylvania/landlord-insurance/) - [Rhode Island](/rhode-island/landlord-insurance/) - [South Carolina](/south-carolina/landlord-insurance/) - [South Dakota](/south-dakota/landlord-insurance/) - [Tennessee](/tennessee/landlord-insurance/) - [Texas](/texas/landlord-insurance/) - [Utah](/utah/landlord-insurance/) - [Vermont](/vermont/landlord-insurance/) - [Virginia](/virginia/landlord-insurance/) - [Washington](/washington/landlord-insurance/) - [West Virginia](/west-virginia/landlord-insurance/) - [Wisconsin](/wisconsin/landlord-insurance/) - [Wyoming](/wyoming/landlord-insurance/) - [Ontario](/ontario/landlord-insurance/) - [Quebec](/quebec/landlord-insurance/) - [British Columbia](/british-columbia/landlord-insurance/) - [Alberta](/alberta/landlord-insurance/) - [Saskatchewan](/saskatchewan/landlord-insurance/) - [Manitoba](/manitoba/landlord-insurance/) - [Nova Scotia](/nova-scotia/landlord-insurance/) - [New Brunswick](/new-brunswick/landlord-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/landlord-insurance/) - [Prince Edward Island](/prince-edward-island/landlord-insurance/) - [Fort Smith](/fort-smith/) - [Little Rock](/little-rock/) - [Springdale](/springdale/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.