# What Surety Bond Costs in Hilo — Low, High and Typical
_Last updated: 2026-10-05T07:43:17Z_

> Expect surety bond in Hilo to land in the $7,261–$25,413 per job band. A typical project runs about $13,584.

## Typical cost at a glance

| Level | Price |
| --- | --- |
| Low | ~$7,261 |
| Typical | ~$13,584 |
| High | ~$25,413 |

_Currency: USD, per job._

## Cost by type

| Type | Low | Typical | High |
| --- | --- | --- | --- |
| Baseline cost at the advertised rate | ~$7,261 | ~$16,337 | ~$25,413 |
| Best-qualified applicant scenario | ~$5,954 | ~$14,794 | ~$23,634 |
| Weaker-credit scenario | ~$7,842 | ~$20,440 | ~$33,037 |
| Origination and third-party fees | ~$871 | ~$3,867 | ~$6,862 |
| Shorter term with higher payment | ~$7,406 | ~$18,697 | ~$29,987 |

## Timing your surety bond

Seasonality is real for surety bond. Peak demand pushes quotes toward $25,413, while the quiet months give you more room to negotiate near $13,584 or lower.

## What Surety Bond typically costs

When you price out surety bond in Hilo, keep the $7,261 to $25,413 per job range in mind. Anything far below $7,261 usually means a narrower scope than you asked for; anything above $25,413 usually adds premium materials or urgent scheduling.

## What moves the price of surety bond

Scope is the biggest lever on surety bond pricing. Ask what is included and what is not, then compare the same job across providers. A wider scope at a lower rate can still cost more than a narrow scope at a higher one.

## How to compare quotes for surety bond

Compare surety bond quotes on four things: scope, materials, timeline and what triggers an increase. Get all four in writing and the decision becomes straightforward.

## Budgeting for surety bond

In Hilo, plan surety bond spending around $13,584 per job and treat $25,413 as the ceiling. Anything beyond that usually means the scope has changed.

## Frequently asked questions

### How much does surety bond cost?

Most surety bond falls between $7,261 and $25,413, with a typical figure near $13,584 per job. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. In Hilo, that is worth confirming with a local provider before you commit.

### What affects the price of surety bond?

No single factor decides it — scope, materials, access and timing all move the total, and the biggest swings usually come from access and scheduling. The answer can shift with the Hilo market, so check locally.

### Is Surety Bond cheaper in smaller cities?

Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. It is worth testing that against a couple of quotes in Hilo.

### How many quotes should I get for surety bond?

Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. Local providers in Hilo can confirm how that applies to your area.

## Keep comparing

- [Finance](/category/finance/)
- [Tax Preparation](/hilo/tax-preparation/)
- [Personal Loans](/hilo/personal-loans/)
- [Auto Loans](/hilo/auto-loans/)
- [Student Loans](/hilo/student-loans/)
- [Business Loans](/hilo/business-loans/)
- [Mortgages](/hilo/mortgages/)
- [Hilo](/hilo/surety-bond/)
- [Honolulu](/honolulu/surety-bond/)
- [Kailua](/kailua/surety-bond/)

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These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.