# What You Pay for Low Automobile Insurance in Maine — Average Prices & Breakdown _Last updated: 2026-10-05T07:43:17Z_ > In Maine, low automobile insurance tends to run from $8,436 to $29,525 per year, with a mid-market job near $15,782. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$8,436 | | Typical | ~$15,782 | | High | ~$29,525 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$8,436 | ~$18,981 | ~$29,525 | | Best-qualified applicant scenario | ~$6,918 | ~$17,188 | ~$27,458 | | Weaker-credit scenario | ~$9,111 | ~$23,747 | ~$38,383 | | Origination and third-party fees | ~$1,012 | ~$4,492 | ~$7,972 | | Shorter term with higher payment | ~$8,605 | ~$21,723 | ~$34,840 | ## Timing your low automobile insurance Timing changes what you pay for low automobile insurance. Demand peaks around holidays, seasonal deadlines and the start of the busy season, and prices follow. Booking in a quieter window is one of the few levers that lowers the figure without cutting scope. ## How to compare quotes for low automobile insurance Cheapest is not the same as best value for low automobile insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats. ## Who sets low automobile insurance prices No one publishes an official rate for low automobile insurance. Each provider costs the job from the ground up, so the figure reflects their materials, their time and their current workload. ## What Low Automobile Insurance typically costs Most buyers in Maine see low automobile insurance quoted between $8,436 and $29,525 per year. The typical figure is close to $15,782, and that is the number worth writing into a budget before you request quotes. ## Budgeting for low automobile insurance Set aside the typical figure, near $15,782 per year, and treat anything closer to $8,436 as a bonus rather than a target. For low automobile insurance, the middle of the range is the realistic number. ## What moves the price of low automobile insurance The scope you agree drives most of the cost of low automobile insurance. Every extra task, upgraded material or access complication adds labour and risk, and the provider prices that risk into the quote. ## Frequently asked questions ### How much does low automobile insurance cost? Most low automobile insurance falls between $8,436 and $29,525, with a typical figure near $15,782 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. For Maine, ask a provider to put that in writing with the quote. ### What affects the price of low automobile insurance? The honest answer is that it depends on the specifics. Compare the written scope first, then the price. Providers serving Maine can tell you how it affects a typical job. ### Is Low Automobile Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. Where you are in Maine can change the detail, so compare nearby quotes. ### How many quotes should I get for low automobile insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The specifics vary across Maine, so confirm them with the provider you hire. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/maine/tax-preparation/) - [Personal Loans](/maine/personal-loans/) - [Auto Loans](/maine/auto-loans/) - [Student Loans](/maine/student-loans/) - [Business Loans](/maine/business-loans/) - [Mortgages](/maine/mortgages/) - [Alabama](/alabama/low-automobile-insurance/) - [Alaska](/alaska/low-automobile-insurance/) - [Arizona](/arizona/low-automobile-insurance/) - [Arkansas](/arkansas/low-automobile-insurance/) - [California](/california/low-automobile-insurance/) - [Colorado](/colorado/low-automobile-insurance/) - [Connecticut](/connecticut/low-automobile-insurance/) - [Delaware](/delaware/low-automobile-insurance/) - [District of Columbia](/district-of-columbia/low-automobile-insurance/) - [Florida](/florida/low-automobile-insurance/) - [Georgia](/georgia/low-automobile-insurance/) - [Hawaii](/hawaii/low-automobile-insurance/) - [Idaho](/idaho/low-automobile-insurance/) - [Illinois](/illinois/low-automobile-insurance/) - [Indiana](/indiana/low-automobile-insurance/) - [Iowa](/iowa/low-automobile-insurance/) - [Kansas](/kansas/low-automobile-insurance/) - [Kentucky](/kentucky/low-automobile-insurance/) - [Louisiana](/louisiana/low-automobile-insurance/) - [Maine](/maine/low-automobile-insurance/) - [Maryland](/maryland/low-automobile-insurance/) - [Massachusetts](/massachusetts/low-automobile-insurance/) - [Michigan](/michigan/low-automobile-insurance/) - [Minnesota](/minnesota/low-automobile-insurance/) - [Mississippi](/mississippi/low-automobile-insurance/) - [Missouri](/missouri/low-automobile-insurance/) - [Montana](/montana/low-automobile-insurance/) - [Nebraska](/nebraska/low-automobile-insurance/) - [Nevada](/nevada/low-automobile-insurance/) - [New Hampshire](/new-hampshire/low-automobile-insurance/) - [New Jersey](/new-jersey/low-automobile-insurance/) - [New Mexico](/new-mexico/low-automobile-insurance/) - [New York](/new-york/low-automobile-insurance/) - [North Carolina](/north-carolina/low-automobile-insurance/) - [North Dakota](/north-dakota/low-automobile-insurance/) - [Ohio](/ohio/low-automobile-insurance/) - [Oklahoma](/oklahoma/low-automobile-insurance/) - [Oregon](/oregon/low-automobile-insurance/) - [Pennsylvania](/pennsylvania/low-automobile-insurance/) - [Rhode Island](/rhode-island/low-automobile-insurance/) - [South Carolina](/south-carolina/low-automobile-insurance/) - [South Dakota](/south-dakota/low-automobile-insurance/) - [Tennessee](/tennessee/low-automobile-insurance/) - [Texas](/texas/low-automobile-insurance/) - [Utah](/utah/low-automobile-insurance/) - [Vermont](/vermont/low-automobile-insurance/) - [Virginia](/virginia/low-automobile-insurance/) - [Washington](/washington/low-automobile-insurance/) - [West Virginia](/west-virginia/low-automobile-insurance/) - [Wisconsin](/wisconsin/low-automobile-insurance/) - [Wyoming](/wyoming/low-automobile-insurance/) - [Ontario](/ontario/low-automobile-insurance/) - [Quebec](/quebec/low-automobile-insurance/) - [British Columbia](/british-columbia/low-automobile-insurance/) - [Alberta](/alberta/low-automobile-insurance/) - [Saskatchewan](/saskatchewan/low-automobile-insurance/) - [Manitoba](/manitoba/low-automobile-insurance/) - [Nova Scotia](/nova-scotia/low-automobile-insurance/) - [New Brunswick](/new-brunswick/low-automobile-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/low-automobile-insurance/) - [Prince Edward Island](/prince-edward-island/low-automobile-insurance/) - [Bangor](/bangor/) - [Lewiston](/lewiston/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.