# What Workers Compensation Insurance Costs in North Carolina — Low, High and Typical _Last updated: 2026-10-05T07:43:17Z_ > Set your North Carolina budget somewhere between $7,902 and $27,656 per year. The number most people pay is nearer $14,783. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$7,902 | | Typical | ~$14,783 | | High | ~$27,656 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$7,902 | ~$17,779 | ~$27,656 | | Best-qualified applicant scenario | ~$6,480 | ~$16,100 | ~$25,720 | | Weaker-credit scenario | ~$8,534 | ~$22,244 | ~$35,953 | | Origination and third-party fees | ~$948 | ~$4,208 | ~$7,467 | | Shorter term with higher payment | ~$8,060 | ~$20,347 | ~$32,634 | ## What Workers Compensation Insurance typically costs Workers Compensation Insurance does not carry one published price. Across North Carolina, most jobs fall between $7,902 and $27,656 per year, and the number in between, about $14,783, is the fairest single figure to plan around. ## What moves the price of workers compensation insurance Labour, materials and timing explain most of the gap between two quotes for workers compensation insurance. Access and preparation often matter as much as the headline task, so a job that needs extra setup or a second visit costs more even when the base price looks identical. ## Timing your workers compensation insurance Timing changes what you pay for workers compensation insurance. Demand peaks around holidays, seasonal deadlines and the start of the busy season, and prices follow. Booking in a quieter window is one of the few levers that lowers the figure without cutting scope. ## How workers compensation insurance pricing varies around North Carolina The North Carolina market for workers compensation insurance moves with local demand. When several providers are busy, quotes drift toward $27,656; when schedules are open, they settle nearer $14,783. ## Who sets workers compensation insurance prices There is no fixed tariff for workers compensation insurance. The figure is set by the provider's own economics, covering labour, materials, travel and availability, so it varies by company and by season. ## How to compare quotes for workers compensation insurance Cheapest is not the same as best value for workers compensation insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats. ## Frequently asked questions ### How much does workers compensation insurance cost? Most workers compensation insurance falls between $7,902 and $27,656, with a typical figure near $14,783 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. For North Carolina, ask a provider to put that in writing with the quote. ### What affects the price of workers compensation insurance? Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Providers serving North Carolina can tell you how it affects a typical job. ### Is Workers Compensation Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. Where you are in North Carolina can change the detail, so compare nearby quotes. ### How many quotes should I get for workers compensation insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The specifics vary across North Carolina, so confirm them with the provider you hire. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/north-carolina/tax-preparation/) - [Personal Loans](/north-carolina/personal-loans/) - [Auto Loans](/north-carolina/auto-loans/) - [Student Loans](/north-carolina/student-loans/) - [Business Loans](/north-carolina/business-loans/) - [Mortgages](/north-carolina/mortgages/) - [Alabama](/alabama/workers-compensation-insurance/) - [Alaska](/alaska/workers-compensation-insurance/) - [Arizona](/arizona/workers-compensation-insurance/) - [Arkansas](/arkansas/workers-compensation-insurance/) - [California](/california/workers-compensation-insurance/) - [Colorado](/colorado/workers-compensation-insurance/) - [Connecticut](/connecticut/workers-compensation-insurance/) - [Delaware](/delaware/workers-compensation-insurance/) - [District of Columbia](/district-of-columbia/workers-compensation-insurance/) - [Florida](/florida/workers-compensation-insurance/) - [Georgia](/georgia/workers-compensation-insurance/) - [Hawaii](/hawaii/workers-compensation-insurance/) - [Idaho](/idaho/workers-compensation-insurance/) - [Illinois](/illinois/workers-compensation-insurance/) - [Indiana](/indiana/workers-compensation-insurance/) - [Iowa](/iowa/workers-compensation-insurance/) - [Kansas](/kansas/workers-compensation-insurance/) - [Kentucky](/kentucky/workers-compensation-insurance/) - [Louisiana](/louisiana/workers-compensation-insurance/) - [Maine](/maine/workers-compensation-insurance/) - [Maryland](/maryland/workers-compensation-insurance/) - [Massachusetts](/massachusetts/workers-compensation-insurance/) - [Michigan](/michigan/workers-compensation-insurance/) - [Minnesota](/minnesota/workers-compensation-insurance/) - [Mississippi](/mississippi/workers-compensation-insurance/) - [Missouri](/missouri/workers-compensation-insurance/) - [Montana](/montana/workers-compensation-insurance/) - [Nebraska](/nebraska/workers-compensation-insurance/) - [Nevada](/nevada/workers-compensation-insurance/) - [New Hampshire](/new-hampshire/workers-compensation-insurance/) - [New Jersey](/new-jersey/workers-compensation-insurance/) - [New Mexico](/new-mexico/workers-compensation-insurance/) - [New York](/new-york/workers-compensation-insurance/) - [North Carolina](/north-carolina/workers-compensation-insurance/) - [North Dakota](/north-dakota/workers-compensation-insurance/) - [Ohio](/ohio/workers-compensation-insurance/) - [Oklahoma](/oklahoma/workers-compensation-insurance/) - [Oregon](/oregon/workers-compensation-insurance/) - [Pennsylvania](/pennsylvania/workers-compensation-insurance/) - [Rhode Island](/rhode-island/workers-compensation-insurance/) - [South Carolina](/south-carolina/workers-compensation-insurance/) - [South Dakota](/south-dakota/workers-compensation-insurance/) - [Tennessee](/tennessee/workers-compensation-insurance/) - [Texas](/texas/workers-compensation-insurance/) - [Utah](/utah/workers-compensation-insurance/) - [Vermont](/vermont/workers-compensation-insurance/) - [Virginia](/virginia/workers-compensation-insurance/) - [Washington](/washington/workers-compensation-insurance/) - [West Virginia](/west-virginia/workers-compensation-insurance/) - [Wisconsin](/wisconsin/workers-compensation-insurance/) - [Wyoming](/wyoming/workers-compensation-insurance/) - [Ontario](/ontario/workers-compensation-insurance/) - [Quebec](/quebec/workers-compensation-insurance/) - [British Columbia](/british-columbia/workers-compensation-insurance/) - [Alberta](/alberta/workers-compensation-insurance/) - [Saskatchewan](/saskatchewan/workers-compensation-insurance/) - [Manitoba](/manitoba/workers-compensation-insurance/) - [Nova Scotia](/nova-scotia/workers-compensation-insurance/) - [New Brunswick](/new-brunswick/workers-compensation-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/workers-compensation-insurance/) - [Prince Edward Island](/prince-edward-island/workers-compensation-insurance/) - [Asheville](/asheville/) - [Cary](/cary/) - [Charlotte](/charlotte/) - [Durham](/durham/) - [Fayetteville](/fayetteville/) - [Greensboro](/greensboro/) - [Raleigh](/raleigh/) - [Wilmington](/wilmington/) - [Winston-Salem](/winston-salem/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.