# Typical Surety Bond Prices in Tennessee — Full Range Breakdown _Last updated: 2026-10-05T07:43:17Z_ > What does surety bond cost in Tennessee? Most projects fall inside $7,261–$25,413 per job, and $13,584 is a fair midpoint. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$7,261 | | Typical | ~$13,584 | | High | ~$25,413 | _Currency: USD, per job._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$7,261 | ~$16,337 | ~$25,413 | | Best-qualified applicant scenario | ~$5,954 | ~$14,794 | ~$23,634 | | Weaker-credit scenario | ~$7,842 | ~$20,440 | ~$33,037 | | Origination and third-party fees | ~$871 | ~$3,867 | ~$6,862 | | Shorter term with higher payment | ~$7,406 | ~$18,697 | ~$29,987 | ## What Surety Bond typically costs In Tennessee, the going range for surety bond runs from about $7,261 to $25,413 per job, centred near $13,584. Use the low end as your best case and the high end as your safety margin. ## Timing your surety bond Seasonality is real for surety bond. Peak demand pushes quotes toward $25,413, while the quiet months give you more room to negotiate near $13,584 or lower. ## How to compare quotes for surety bond Line the surety bond quotes up side by side and ask what changes the price after acceptance. That one question exposes most of the gap between the $7,261 low end and the $25,413 high end. ## What moves the price of surety bond Scope is the biggest lever on surety bond pricing. Ask what is included and what is not, then compare the same job across providers. A wider scope at a lower rate can still cost more than a narrow scope at a higher one. ## Getting quotes for surety bond When you collect surety bond quotes, note the date and the expiry. A quote that is not held open for a reasonable period is not a firm price. ## Frequently asked questions ### How much does surety bond cost? Most surety bond falls between $7,261 and $25,413, with a typical figure near $13,584 per job. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. In Tennessee, that is worth confirming with a local provider before you commit. ### What affects the price of surety bond? No single factor decides it — scope, materials, access and timing all move the total, and the biggest swings usually come from access and scheduling. The answer can shift with the Tennessee market, so check locally. ### Is Surety Bond cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. It is worth testing that against a couple of quotes in Tennessee. ### How many quotes should I get for surety bond? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. 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They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.