# What You Pay for Condo Insurance in Texas — Average Prices & Breakdown _Last updated: 2026-10-05T07:43:17Z_ > In Texas, condo insurance tends to run from $6,969 to $24,390 per year, with a mid-market job near $13,037. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$6,969 | | Typical | ~$13,037 | | High | ~$24,390 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$6,969 | ~$15,680 | ~$24,390 | | Best-qualified applicant scenario | ~$5,715 | ~$14,199 | ~$22,683 | | Weaker-credit scenario | ~$7,527 | ~$19,617 | ~$31,707 | | Origination and third-party fees | ~$836 | ~$3,711 | ~$6,585 | | Shorter term with higher payment | ~$7,108 | ~$17,944 | ~$28,780 | ## What moves the price of condo insurance What pushes condo insurance toward the top of its range? Premium materials, awkward access, urgent scheduling, extra permits and disposal. Each is optional to a degree, and each should be itemised before you compare totals. ## How to compare quotes for condo insurance When you compare quotes for condo insurance, line up the scope, the materials and the timeline rather than just the totals. Ask each provider what would make the price rise after the quote is accepted. ## Timing your condo insurance Urgent condo insurance work is priced for speed: overtime, priority materials and squeezed schedules all add cost. Planning a few weeks ahead is often the simplest way to stay near $13,037. ## What Condo Insurance typically costs Condo Insurance does not carry one published price. Across Texas, most jobs fall between $6,969 and $24,390 per year, and the number in between, about $13,037, is the fairest single figure to plan around. ## Frequently asked questions ### How much does condo insurance cost? Most condo insurance falls between $6,969 and $24,390, with a typical figure near $13,037 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. It is worth testing that against a couple of quotes in Texas. ### What affects the price of condo insurance? The honest answer is that it depends on the specifics. Compare the written scope first, then the price. Local providers in Texas can confirm how that applies to your area. ### Is Condo Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. In Texas, that is worth confirming with a local provider before you commit. ### How many quotes should I get for condo insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The answer can shift with the Texas market, so check locally. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/texas/tax-preparation/) - [Personal Loans](/texas/personal-loans/) - [Auto Loans](/texas/auto-loans/) - [Student Loans](/texas/student-loans/) - [Business Loans](/texas/business-loans/) - [Mortgages](/texas/mortgages/) - [Alabama](/alabama/condo-insurance/) - [Alaska](/alaska/condo-insurance/) - [Arizona](/arizona/condo-insurance/) - [Arkansas](/arkansas/condo-insurance/) - [California](/california/condo-insurance/) - [Colorado](/colorado/condo-insurance/) - [Connecticut](/connecticut/condo-insurance/) - [Delaware](/delaware/condo-insurance/) - [District of Columbia](/district-of-columbia/condo-insurance/) - [Florida](/florida/condo-insurance/) - [Georgia](/georgia/condo-insurance/) - [Hawaii](/hawaii/condo-insurance/) - [Idaho](/idaho/condo-insurance/) - [Illinois](/illinois/condo-insurance/) - [Indiana](/indiana/condo-insurance/) - [Iowa](/iowa/condo-insurance/) - [Kansas](/kansas/condo-insurance/) - [Kentucky](/kentucky/condo-insurance/) - [Louisiana](/louisiana/condo-insurance/) - [Maine](/maine/condo-insurance/) - [Maryland](/maryland/condo-insurance/) - [Massachusetts](/massachusetts/condo-insurance/) - [Michigan](/michigan/condo-insurance/) - [Minnesota](/minnesota/condo-insurance/) - [Mississippi](/mississippi/condo-insurance/) - [Missouri](/missouri/condo-insurance/) - [Montana](/montana/condo-insurance/) - [Nebraska](/nebraska/condo-insurance/) - [Nevada](/nevada/condo-insurance/) - [New Hampshire](/new-hampshire/condo-insurance/) - [New Jersey](/new-jersey/condo-insurance/) - [New Mexico](/new-mexico/condo-insurance/) - [New York](/new-york/condo-insurance/) - [North Carolina](/north-carolina/condo-insurance/) - [North Dakota](/north-dakota/condo-insurance/) - [Ohio](/ohio/condo-insurance/) - [Oklahoma](/oklahoma/condo-insurance/) - [Oregon](/oregon/condo-insurance/) - [Pennsylvania](/pennsylvania/condo-insurance/) - [Rhode Island](/rhode-island/condo-insurance/) - [South Carolina](/south-carolina/condo-insurance/) - [South Dakota](/south-dakota/condo-insurance/) - [Tennessee](/tennessee/condo-insurance/) - [Texas](/texas/condo-insurance/) - [Utah](/utah/condo-insurance/) - [Vermont](/vermont/condo-insurance/) - [Virginia](/virginia/condo-insurance/) - [Washington](/washington/condo-insurance/) - [West Virginia](/west-virginia/condo-insurance/) - [Wisconsin](/wisconsin/condo-insurance/) - [Wyoming](/wyoming/condo-insurance/) - [Ontario](/ontario/condo-insurance/) - [Quebec](/quebec/condo-insurance/) - [British Columbia](/british-columbia/condo-insurance/) - [Alberta](/alberta/condo-insurance/) - [Saskatchewan](/saskatchewan/condo-insurance/) - [Manitoba](/manitoba/condo-insurance/) - [Nova Scotia](/nova-scotia/condo-insurance/) - [New Brunswick](/new-brunswick/condo-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/condo-insurance/) - [Prince Edward Island](/prince-edward-island/condo-insurance/) - [Amarillo](/amarillo/) - [Arlington](/arlington/) - [Austin](/austin/) - [Brownsville](/brownsville/) - [Corpus Christi](/corpus-christi/) - [Dallas](/dallas/) - [El Paso](/el-paso/) - [Fort Worth](/fort-worth/) - [Frisco](/frisco/) - [Garland](/garland/) - [Houston](/houston/) - [Irving](/irving/) - [Killeen](/killeen/) - [Laredo](/laredo/) - [Lubbock](/lubbock/) - [McAllen](/mcallen/) - [McKinney](/mckinney/) - [Pasadena](/pasadena/) - [Plano](/plano/) - [San Antonio](/san-antonio/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.