# What You Pay for Workers Compensation Insurance in Utah — Average Prices & Breakdown _Last updated: 2026-10-05T07:43:17Z_ > In Utah, workers compensation insurance tends to run from $7,902 to $27,656 per year, with a mid-market job near $14,783. ## Typical cost at a glance | Level | Price | | --- | --- | | Low | ~$7,902 | | Typical | ~$14,783 | | High | ~$27,656 | _Currency: USD, per year._ ## Cost by type | Type | Low | Typical | High | | --- | --- | --- | --- | | Baseline cost at the advertised rate | ~$7,902 | ~$17,779 | ~$27,656 | | Best-qualified applicant scenario | ~$6,480 | ~$16,100 | ~$25,720 | | Weaker-credit scenario | ~$8,534 | ~$22,244 | ~$35,953 | | Origination and third-party fees | ~$948 | ~$4,208 | ~$7,467 | | Shorter term with higher payment | ~$8,060 | ~$20,347 | ~$32,634 | ## Who sets workers compensation insurance prices workers compensation insurance prices are set by the providers who do the work, not by a regulator or a single market rate. Their costs, capacity and risk assessment decide the figure you see. ## What moves the price of workers compensation insurance The scope you agree drives most of the cost of workers compensation insurance. Every extra task, upgraded material or access complication adds labour and risk, and the provider prices that risk into the quote. ## What Workers Compensation Insurance typically costs Plan around a $7,902–$27,656 per year band for workers compensation insurance in Utah. A typical job is near $14,783, and the gap between the two ends is where scope, materials and timing do their work. ## How workers compensation insurance pricing varies around Utah The Utah market for workers compensation insurance moves with local demand. When several providers are busy, quotes drift toward $27,656; when schedules are open, they settle nearer $14,783. ## Timing your workers compensation insurance Urgent workers compensation insurance work is priced for speed: overtime, priority materials and squeezed schedules all add cost. Planning a few weeks ahead is often the simplest way to stay near $14,783. ## How to compare quotes for workers compensation insurance When you compare quotes for workers compensation insurance, line up the scope, the materials and the timeline rather than just the totals. Ask each provider what would make the price rise after the quote is accepted. ## Frequently asked questions ### How much does workers compensation insurance cost? Most workers compensation insurance falls between $7,902 and $27,656, with a typical figure near $14,783 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. It is worth testing that against a couple of quotes in Utah. ### What affects the price of workers compensation insurance? Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Local providers in Utah can confirm how that applies to your area. ### Is Workers Compensation Insurance cheaper in smaller cities? Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. In Utah, that is worth confirming with a local provider before you commit. ### How many quotes should I get for workers compensation insurance? Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The answer can shift with the Utah market, so check locally. ## Keep comparing - [Finance](/category/finance/) - [Tax Preparation](/utah/tax-preparation/) - [Personal Loans](/utah/personal-loans/) - [Auto Loans](/utah/auto-loans/) - [Student Loans](/utah/student-loans/) - [Business Loans](/utah/business-loans/) - [Mortgages](/utah/mortgages/) - [Alabama](/alabama/workers-compensation-insurance/) - [Alaska](/alaska/workers-compensation-insurance/) - [Arizona](/arizona/workers-compensation-insurance/) - [Arkansas](/arkansas/workers-compensation-insurance/) - [California](/california/workers-compensation-insurance/) - [Colorado](/colorado/workers-compensation-insurance/) - [Connecticut](/connecticut/workers-compensation-insurance/) - [Delaware](/delaware/workers-compensation-insurance/) - [District of Columbia](/district-of-columbia/workers-compensation-insurance/) - [Florida](/florida/workers-compensation-insurance/) - [Georgia](/georgia/workers-compensation-insurance/) - [Hawaii](/hawaii/workers-compensation-insurance/) - [Idaho](/idaho/workers-compensation-insurance/) - [Illinois](/illinois/workers-compensation-insurance/) - [Indiana](/indiana/workers-compensation-insurance/) - [Iowa](/iowa/workers-compensation-insurance/) - [Kansas](/kansas/workers-compensation-insurance/) - [Kentucky](/kentucky/workers-compensation-insurance/) - [Louisiana](/louisiana/workers-compensation-insurance/) - [Maine](/maine/workers-compensation-insurance/) - [Maryland](/maryland/workers-compensation-insurance/) - [Massachusetts](/massachusetts/workers-compensation-insurance/) - [Michigan](/michigan/workers-compensation-insurance/) - [Minnesota](/minnesota/workers-compensation-insurance/) - [Mississippi](/mississippi/workers-compensation-insurance/) - [Missouri](/missouri/workers-compensation-insurance/) - [Montana](/montana/workers-compensation-insurance/) - [Nebraska](/nebraska/workers-compensation-insurance/) - [Nevada](/nevada/workers-compensation-insurance/) - [New Hampshire](/new-hampshire/workers-compensation-insurance/) - [New Jersey](/new-jersey/workers-compensation-insurance/) - [New Mexico](/new-mexico/workers-compensation-insurance/) - [New York](/new-york/workers-compensation-insurance/) - [North Carolina](/north-carolina/workers-compensation-insurance/) - [North Dakota](/north-dakota/workers-compensation-insurance/) - [Ohio](/ohio/workers-compensation-insurance/) - [Oklahoma](/oklahoma/workers-compensation-insurance/) - [Oregon](/oregon/workers-compensation-insurance/) - [Pennsylvania](/pennsylvania/workers-compensation-insurance/) - [Rhode Island](/rhode-island/workers-compensation-insurance/) - [South Carolina](/south-carolina/workers-compensation-insurance/) - [South Dakota](/south-dakota/workers-compensation-insurance/) - [Tennessee](/tennessee/workers-compensation-insurance/) - [Texas](/texas/workers-compensation-insurance/) - [Utah](/utah/workers-compensation-insurance/) - [Vermont](/vermont/workers-compensation-insurance/) - [Virginia](/virginia/workers-compensation-insurance/) - [Washington](/washington/workers-compensation-insurance/) - [West Virginia](/west-virginia/workers-compensation-insurance/) - [Wisconsin](/wisconsin/workers-compensation-insurance/) - [Wyoming](/wyoming/workers-compensation-insurance/) - [Ontario](/ontario/workers-compensation-insurance/) - [Quebec](/quebec/workers-compensation-insurance/) - [British Columbia](/british-columbia/workers-compensation-insurance/) - [Alberta](/alberta/workers-compensation-insurance/) - [Saskatchewan](/saskatchewan/workers-compensation-insurance/) - [Manitoba](/manitoba/workers-compensation-insurance/) - [Nova Scotia](/nova-scotia/workers-compensation-insurance/) - [New Brunswick](/new-brunswick/workers-compensation-insurance/) - [Newfoundland and Labrador](/newfoundland-and-labrador/workers-compensation-insurance/) - [Prince Edward Island](/prince-edward-island/workers-compensation-insurance/) - [Orem](/orem/) - [Provo](/provo/) - [Salt Lake City](/salt-lake-city/) - [Sandy](/sandy/) - [St. George](/st-george/) - [West Jordan](/west-jordan/) - [West Valley City](/west-valley-city/) --- These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.