Landlord Insurance Prices in Oregon: Typical Ranges and What Drives Them

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Residents of Oregon usually pay between $7,854 and $27,488 per year for landlord insurance, and a typical job sits close to $14,693.

Costs differ from one Oregon metro to the next, largely because travel distance and local demand change. The city list below shows the spread.

Typical cost at a glance

United States planning figures, per year
LevelPrice
Low~$7,854
Typical~$14,693
High~$27,488

Cost by type

TypeLowTypicalHigh
Baseline cost at the advertised rate~$7,854~$17,671~$27,488
Best-qualified applicant scenario~$6,440~$16,002~$25,564
Weaker-credit scenario~$8,482~$22,108~$35,734
Origination and third-party fees~$942~$4,182~$7,422
Shorter term with higher payment~$8,011~$20,224~$32,436

All figures per year.

Timing your landlord insurance

For landlord insurance, same-day and after-hours call-outs sit at the top of the range. A standard appointment booked in advance gives you the best chance of the typical figure.

What Landlord Insurance typically costs

Landlord Insurance does not carry one published price. Across Oregon, most jobs fall between $7,854 and $27,488 per year, and the number in between, about $14,693, is the fairest single figure to plan around.

How landlord insurance pricing varies around Oregon

The Oregon market for landlord insurance moves with local demand. When several providers are busy, quotes drift toward $27,488; when schedules are open, they settle nearer $14,693.

Who sets landlord insurance prices

There is no fixed tariff for landlord insurance. The figure is set by the provider's own economics, covering labour, materials, travel and availability, so it varies by company and by season.

What moves the price of landlord insurance

Labour, materials and timing explain most of the gap between two quotes for landlord insurance. Access and preparation often matter as much as the headline task, so a job that needs extra setup or a second visit costs more even when the base price looks identical.

How to compare quotes for landlord insurance

Cheapest is not the same as best value for landlord insurance. A slightly higher quote with a complete scope and no open-ended extras is often safer than the lowest figure with caveats.

Frequently asked questions

How much does landlord insurance cost?
Most landlord insurance falls between $7,854 and $27,488, with a typical figure near $14,693 per year. The low end is a straightforward job with no surprises; the high end covers complex scope, premium materials or urgent timing. It is worth testing that against a couple of quotes in Oregon.
What affects the price of landlord insurance?
Providers price risk as well as work. A job with unknowns costs more to guarantee, which is why two quotes for the same request can differ so much. Local providers in Oregon can confirm how that applies to your area.
Is Landlord Insurance cheaper in smaller cities?
Often, but not always. Smaller markets can carry a travel or availability premium that offsets a lower local rate, so it is worth checking a nearby city before assuming the lowest published figure applies to you. In Oregon, that is worth confirming with a local provider before you commit.
How many quotes should I get for landlord insurance?
Two or three written quotes are enough to see the real market range. Compare the same scope side by side, and ask each provider what is excluded and what would change the price after the quote is accepted. The answer can shift with the Oregon market, so check locally.

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These are planning ranges drawn from public price data and market research. They are not a quote, an offer or financial advice, and your actual price depends on the provider, the location and the scope of the work.